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Individual Retirement Accounts (IRAs) are tax-advantaged accounts specifically set up to be used during retirement. Save for retirement now so you can enjoy your golden years in style. Enjoying a carefree retirement requires planning, and it begins by working with the right financial partner. At Scottsdale Community Bank we make it easier to reach your long–term financial goals with a Traditional or ROTH IRA as well as Keough, SEP, Education and other retirement accounts.

A Traditional IRA allows you to defer taxes on the earnings on your contributions until they are withdrawn.

The ROTH IRA gives retirement savers a different incentive- nontaxable distributions. Regular ROTH IRA contributions are not tax deductible, so owners will not pay federal taxes on distributions of these contributions.
  • Interest compounded quarterly
  • Interest paid quarterly
  • Renews automatically
  • $1000 minimum deposit to open
  • Early withdrawals are subject to IRS penalties if before 59 1/2.
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